Turn Unpaid Invoices Into Working Capital

Accounts receivable (AR) financing is a type of financing arrangement in which a company receives financing capital related to a portion of its accounts receivable. Accounts receivable financing agreements can be structured in multiple ways usually with the basis as either an asset sale or a loan.

What Do You Need To Qualify?

Aging AR Report Required

In order to qualify for AR financing, you must submit an aging AR report.

$500,000+ Annual Gross Sales

The minimum revenue to qualify for AR Financing is $500,000+ in annual gross sales.

No Minimum Fico Score Required

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

Frequently Asked Questions

AR financing stands for Account Receivable Financing. It is a type of financing where a company will receive a loan based on a portion of their account receivables. Accounts receivable are assets equal to outstanding invoices billed to customers but have not yet been paid.

Accounts receivable financing is when a company will sell or finance off their outstanding invoices for working capital. It can either be in the form of selling the asset to the lender or using the accounts receivable (invoices) as collateral for the loan.

Accounts receivable financing uses your outstanding invoices as a form of collateral to help you obtain financing or an advance for your business. But unlike factoring, you do not sell your invoices to a third party. You will continue to remain responsible for collecting on your outstanding invoices while making payments towards your loan.